
This one is a little smaller than the other regulatory changes I have been writing about, but it is the kind of thing that catches operators off guard if they are not paying attention to county notices.
Starting February 1, 2025, Howard County stopped absorbing the merchant service fees associated with payments made by credit card or ACH to the county. That applies to towing companies paying their licensing fees to the county. Before February, if you paid your towing company registration by credit card, the county was covering the processing fee on their end. Starting in February, that fee gets passed to the company making the payment. The fee amount shows up during the checkout process so you can see it before you confirm.
This is not a huge dollar amount on its own. Credit card processing fees typically run somewhere between 2 and 3 percent of the transaction. On a $250 annual towing license fee, that is probably somewhere between $5 and $7.50. The reason it is worth mentioning is that if you have your county licensing payments set up on autopay or if you just renew the same way you always have without checking the total, you are going to see a slightly higher number and you will want to know why.
Howard County’s trespass tow law requires that towing companies operating in the county maintain a current registration certificate from the Maryland MVA for each truck, carry proof of insurance for each truck, and follow the procedures laid out under the county’s trespass towing rules. Those rules cover what information has to be posted at a property before a nonconsensual tow can be authorized, what the vehicle owner’s rights are when they try to retrieve their vehicle before the tow is completed, and what fees can be charged.
The trespass tow law in Howard County, like similar laws in other Maryland counties, is meant to regulate nonconsensual towing from private property, which is the area of the towing industry that generates the most consumer complaints. The rules around signage, fee caps, and retrieval rights exist because before those rules were in place, nonconsensual towing from private property was an area where abuse was common and vehicle owners had limited recourse.
For my operation, changes like the credit card fee shift are a reminder to review what county payments look like on an annual basis. Licensing fees, per-truck charges, and the terms around payment methods can change and the notices do not always come with a lot of lead time. Howard County gave notice that the change was coming on February 1, but if you were not reading the county’s communications to towing companies you could have missed it.
If you pay county fees by ACH rather than credit card, the same change applies to those payments. ACH fees are generally lower than credit card fees, but they are no longer being absorbed by the county either.
It is worth checking with any county you operate in to see whether similar changes to payment processing policies are coming. This is not unique to Howard County. Counties across Maryland have been moving toward making fee payers responsible for their own transaction costs, and that trend is probably going to continue.




